When it comes time for the next journey to begin, Heather and her team will be there to help you continue planning your future.
Retirement is just around the corner, you’ve dreamed about this next stage in your life, but as it draws closer you’ve begun to ask yourself “am I really ready?”. Being prepared, emotionally, financially and physically, will set the stage for an independent, secure and fulfilling retirement life. Now is time to take a step forward and assess what retirement means to you and what it’s going to look like in both in the short and long-term.
I’m not retired I’m ‘re-purposed’ I was told one day and true enough it seems that most retirees are busier than they ever were when they were ‘working’ wonder how they managed to do what they did. Planning doesn’t stop when you hit that magic number (whether it’s 55, 65 or 75), we’re here to continue to help you clarify your vision of what you need and how you’re going to achieve this. Are there any roadblocks to navigate around or tradeoffs to be considered and if so what comprises may need to be made to ensure a successful outcome? Your financial plan is dynamic, helping you move in the direction you want to go is our primary goal, we have the tools and resources to help.
Planning is the key, as retirement doesn’t just happen, you’ll need to consider things such as eliminating your debt obligations, lines of credit and mortgage, establishing an emergency fund, examining tax strategies, cash flow planning and health insurance to name a few. How are you set up to transition into retirement will it be a rough ride or smooth sailing?
We’re each in our own way different having a financial plan that’s customized to your specific circumstance ensures that you stay focused and on track. Ultimately, a financial program will help mitigate the potential for financial hardship by addressing issues such as an unexpected health event or outliving your savings.